Credit Score Check: Everything You Need to Know
What is a Credit Score?
A credit score is a numerical representation of an individual's creditworthiness, ranging from 300 to 850. It is based on credit history, outstanding debts, repayment behavior, and other financial factors. Lenders use credit scores to determine loan approvals, interest rates, and credit limits.

Why Should You Check Your Credit Score?

Regularly checking your credit score helps you:
Understand your financial health.
Identify errors in your credit report.
Prevent identity theft and fraud.
Improve your score before applying for loans or credit cards.

How to Improve Your Credit Score?

If your credit score is low, consider these strategies:
Pay bills on time.
Reduce outstanding debt.
Avoid opening too many new accounts at once.
Monitor your credit report for inaccuracies.
Maintain a healthy credit utilization ratio.